A company can get a credit from its banker in accordance with the credit arrangements they may have with their clients.
Unfortunately it is possible to valorize a same credit by several organisms without their realizing the organized fraud easily, and if the debtors disappear credits risk cannot be recovered. In the diagram below we illustrate the contribution of our solution in a simplified chart of bank fraud. Our solution will even be efficient in more complex cases relative to a bigger number of actors and more consequent channels: the centralization of the information bound to the use of a document allow to detect any numerous or indirect use.

On our chart, a first company called Customer passes an order to a second company called Supplier with payment conditions planned at medium-term.
Supplier can valorize this credence by a first banking organism called Bank A to get a credit in accordance with the credence.
Bank A at the time of the establishment of the credit thanks to the certification of the copy of the established trade agreement that Supplier would have provided to him. Bank A can request to get a certified copy from Customer and in the same time signal to Customer that the object of the copy is the assignment of a credit. If Customer doesn't want to manage himself this kind of linked transactions of his document or preserve the confidentiality bound to this kind of transaction he can also deport this management to a third-party organism that will assure the management of it.

Once he got his bank credit from Bank A, Supplier can try, with the same document or with a copy of it, to get a credit from a second bank called Bank B. Bank B, on his turn, will then ask a copy certified by the issuer and will warn the issuing organism or the organism partners managing this kind of transaction that a credit is going to be granted on the basis of this document.
The issuing organism (Customer) or the associated organism will then be able to warn Bank B that the bill presented cannot guarantee a new credit. Thus, Supplier won't be able to carry through his diversion. This effective use against white-collar crime is just as efficient to avoid dangerous situations of debt burden. These can concern companies or individuals having no fraudulent meaning but which might, without this kind of barrier, face inextricable situations.